Providing Comprehensive
Benefit Solutions for
Employers and Individuals

Navigating through the complex benefit and insurance marketplace can be a daunting task. Evaluating programs that meet the needs of your organization can be difficult. This process requires that you examine complicated factors and make important, challenging decisions.
Caise Financial / Joseph Cisco & Associates, Inc. clients have relied on the professionals at our agency to provide expert advise in developing benefit programs that meet their needs. Whether you are grappling with the escalating costs of health insurance, want to ensure that your retirement programs offer flexibility for your diverse workforce or you are designing a disability program for your key people, we can help.

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Services

Employee Benefits:

  • Medical – Traditional & Alternative Funding, Consumer Driven Plans
  • Ancillary – Dental, Vision, Life / AD&D, Disability
  • Flexible Spending Accounts (FSA), Heath Reimbursement Accounts (HRA), Health Savings Accounts (HSA)
Insurance:

  • Life
  • Disability
  • Long Term Care
  • Retirement
  • Annuities
  • Business Succession
  • Keyperson
  • Executive Carve Out
  • Estate Planning
  • Asset Management