Lets Talk About Your Health Insurance
Less than half of private sector employers offer paid health insurance benefits. No matter if you’re an individual needing health insurance or a small business owner looking to attract top talent by providing health benefits, it is still up to you to compare different plans from a number of providers. Let the certified Broker/Navigators at Caise Benefits guide you through the complex maze of purchasing health insurance.
The certified Broker/Navigators have been providing their clients with expert guidance since the inception of the ACA.
How Does/Did The ACA Effect Me?
You cannot be denied coverage due to a pre-existing condition Health Insurance rates are based on where you live, age and smoking status The dollar amount of subsidies or tax credits is based on household income
Individual Health Insurance
Individual Health Insurance benefit plans are for those who are not connected to employer-based coverage. Individual health insurance is a single policy providing specific coverage for an individual or family. The individual is solely responsible for completing all the research needed to choose the policy that combines optimum coverage for the right price.
How Caise Benefits Helps?
Caise Benefits is staffed with certified Broker/Navigators whose sole purpose is to help you navigate the complex process of purchasing health insurance A certified navigator is required by law to be an unbiased source of help gathering information on coverage options in the marketplace Navigators from Caise Benefits will even help you fill out eligibility and enrollment forms Brokers from Caise Benefits are able to offer policies from many providers allowing for flexibility regarding choice of coverage options at the best price
Group Health Plans
Group Health Plans are generally offered by business owners to provide health insurance coverage to their employees and their families. A group health plan is a single policy that covers many people, usually all eligible employees. Choosing the group plan that is right for your company is what the professionals at Caise Benefits do best.
Caise Benefits Can Help Grow Your Business
Attracting top talent. A comprehensive benefits package goes a long way to recruiting the best possible candidates Retaining top talent Conversely, keeping employees happy reduces the expense of employee turnover The amount a business owner contributes towards the cost of maintaining a Group Plan is considered a business expense and therefore, are tax deductible Taken one step further, the amount your employees contribute is taken from pre-tax dollars translating to lower taxable payroll earnings, resulting in lower payroll taxes for your business Group plans help your employees maximize the control they have over their finances. Employee contributions to premiums are deducted from their wages before taxes, decreasing their overall taxable income
Group Health Plans
Group Health Plans are generally offered by business owners to provide health insurance coverage to their employees and their families. A group health plan is a single policy that covers many people, usually all eligible employees. Choosing the group plan that is right for your company is what the professionals at Caise Benefits do best.
Caise Benefits Can Help Grow Your Business
Attracting top talent. A comprehensive benefits package goes a long way to recruiting the best possible candidates Retaining top talent Conversely, keeping employees happy reduces the expense of employee turnover The amount a business owner contributes towards the cost of maintaining a Group Plan is considered a business expense and therefore, are tax deductible Taken one step further, the amount your employees contribute is taken from pre-tax dollars translating to lower taxable payroll earnings, resulting in lower payroll taxes for your business Group plans help your employees maximize the control they have over their finances. Employee contributions to premiums are deducted from their wages before taxes, decreasing their overall taxable income
Ancillary Benefits
There are other Ancillary Benefits packages that cover the cost of miscellaneous medical expenses such as visits to the doctor, ER, Hospital and Rehab facilities – services traditional policies will not cover. There are many positives to of offering Ancillary Benefits to your employees.
We Help Add Value
Employees can use pre-tax dollars to pay for ancillary benefits The premium costs are reduced when the risk is spread over a large group of people Ancillary benefits such as Dental and Vision provide employees with preventative care, not just care when a problem arises Employees can enjoy peace of mind and security that comes with ancillary benefits and group insurance
Want to Learn More? Use the Contact Form Below
Contact Us
3561 Concord Road
Aston, PA 19014
Phone: 610.494.8270
Phone: 302.387.4268
Fax: 610.497.5583
Email Us: sales@caisebenefits.com